Thursday, March 16, 2006

Life Strategies

As the days pass on, I see myself become a different being - thanks to this lovely job I have. I'm always the one to think that I know it all, head up in the sky, always the first one to the post but I have learnt some key life aspects which would have passed me by if I hadn't landed here.When would I have thought of a solid financial life strategy? Yeah. I mean I've always lived from hand to mouth - one thing most zimbos are all too familiar with - but this time I'm actually asking myself valuable questions. The cool thing is that I may not be able to answer all the questions right now but I sure am working on them.

I think people in this country have so many cool privileges and advantages. The sad thing is that they don't know what's out there and how they can better their own lives by approaching life very differently. It's almost as if people are stuck in the "American Dream" illusion. Get yourself a good job, drive a nice car, start a family, get a mortgage and have some God goals. It's all good and proper but this country has changed a lot in last sixty years.The people I come across in my line of work are ordinary middle class Americans in search for a better life for their kids and their children's chilren. They work normal jobs, live in the suburbia and drop their kids off at soccer practice or something. The shocking thing howver is that at least 80% of them are only three months from bankruptcy. If they had to get laid off next week, their lovely lifestyles would be up in smoke because of the very illusion of the "American Dream." What's worse is that most of the people born between 1945 and 1965 are either going to retire destitute or work until they are 75 years old at a check out point. Money isn't everything but it sure gets you by.

Good life strategies begin at the personal level. One has to switch off to the rest of the world and be selfish. Ask yourself what do I want? Then move on and ask about what my family wants. Note: I am saying want and not need. We all have needs but once we have figured out our wants, our needs will be covered. [I'm not on about silly wants!] One must never say I can never afford something. Rather say, how can I afford it? [I heard that from Robert Kiyosaki on PBS]

As for me, what do I want? I want financial independence. By that I mean more money coming in than going out, without me having to go to work. Sounds cool, huh! Why? If I never have to work and get paid for it, I can devote my entire life to my family and their needs and wants. But how am I going to do it? By creating a personal financial life strategy. Even if it begins with a penny, it's a start. I want to align myself with products that outpace inflation and reduce taxation. That's how the wealthy operate. Most of America unfortunately doesn't operate this way, and yet they have all these privileges going to waste. I would like people to realise that there's more to just the American Dream which this world yearns for. Dreaming's a fantastic thing. You've just got to have the right dreams.